Bankruptcy Debtor Education Course
The personal financial management course you must finish after filing, before the court will discharge your debts.
- Taken after you file your case
- At least 2 hours
- Certificate filed with the court
- Required for your discharge
Regulated by the U.S. Trustee Program, Department of Justice.
Is this the right course?
This is the second course. The first one, credit counseling, happens before filing and comes from a counseling agency.
It goes on the certificate.
Your attorney or the court notice tells you the date.
How it works
Case number and district, exactly as on your court notice.
Practical lessons on money after bankruptcy.
Approved providers must verify who took the course.
You receive it, and we explain how it gets filed.
Optional extras we are preparing
The course is complete without any of these. Each one is optional and nothing is pre-selected. You will see every price before you pay.
Spouses filing jointly take the same session at one price, with a certificate for each.
We email it to your attorney the moment you finish.
Law offices enroll clients and receive every certificate in one place.
What it covers
- Building a budget you can keep
- Managing money month to month
- Using credit wisely
- Protecting yourself as a consumer
Outline shown for planning. The final content is the version the U.S. Trustee Program approves.
Questions about this course
Is this the course I take before filing?
No. That one is credit counseling. This one comes after you file.
What happens if I skip it?
The court can close your case without discharging your debts.
How long is it?
At least two hours.
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For people who prepare or serve food in Texas.
Not open yet. We will open this course only after the U.S. Trustee Program approves it.
Tell me when it opens